Terms of Service β Andujo Home Loans LLC dba Andujo Home Team
Effective Date: January 1, 2026
π© SMS Messaging Terms & Compliance
1. Program Description
Andujo Home Loans LLC dba Andujo Home Team offers an SMS messaging program to communicate with individuals who have provided express consent via our website https://www.andujohomeloans.com or through intake and survey forms.
Messages may include:
Non-Marketing (Service-Related):
Appointment confirmations and reminders
Loan updates and application status
Customer support and follow-ups
Marketing (Only with Separate Consent):
Promotional offers
Service updates
Marketing announcements
Consent is collected through clearly labeled SMS consent checkboxes (unchecked by default). Consent is not a condition of purchase.
2. Opt-In & Consent
By providing your phone number and selecting the SMS consent checkbox, you agree to receive SMS messages from Andujo Home Loans LLC dba Andujo Home Team.
Consent is obtained prior to sending messages
Consent records are securely maintained
Marketing messages are sent only with separate, explicit consent
3. Message Frequency & Fees
Message frequency may vary based on your interaction with our services.
Message and data rates may apply.
4. Opt-Out Instructions
You may cancel SMS communications at any time by replying STOP to any message.
After sending STOP:
You will receive a confirmation message
You will no longer receive SMS messages unless you opt in again
5. Help & Support
For assistance:
Reply HELP to any message
Phone: +1 619-410-2626
6. Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
7. Privacy Policy
π General Website Terms
8. Acceptance of Terms
This website (βSiteβ) is owned and operated by Andujo Home Loans LLC dba Andujo Home Team.
By accessing or using this Site, you agree to these Terms of Service and our Privacy Policy.
9. Use of Website
You agree to use this Site for lawful purposes only and not engage in any activity that may harm the Site or its users.
10. Intellectual Property
All content on this Site is owned by Andujo Home Loans or its licensors and is protected by applicable laws.
You may:
View and use content for personal, non-commercial purposes
You may not:
Copy, distribute, or exploit content without permission
11. User Submissions
By submitting information through our Site, you grant us a non-exclusive, royalty-free license to use that information to provide services and improve our operations.
12. Third-Party Services
We may provide links to third-party websites or services. We are not responsible for their content, policies, or practices.
13. Disclaimer of Warranties
All services and content are provided βas isβ without warranties of any kind.
We disclaim all implied warranties including merchantability and fitness for a particular purpose.
14. Limitation of Liability
Andujo Home Loans is not liable for any direct, indirect, or incidental damages arising from your use of this Site or services.
15. Account Responsibility
If you create an account:
You must provide accurate information
You are responsible for maintaining account security
Notify us immediately of unauthorized access
16. Termination
We reserve the right to suspend or terminate access to the Site if these terms are violated.
17. Governing Law
These Terms are governed by the laws of the State of California.
Any disputes will be resolved through binding arbitration in California.
18. Changes to Terms
We may update these Terms at any time. Continued use of the Site constitutes acceptance of any updates.
π Contact Information
